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SmartBuy is an HDFC Bank e-commerce venture specially designed and initiated to give all its customers a friendly and exclusive platform to get the smartest and best transactions in town!

HDFC Bank SmartBuy Instant Vouchers is a platform for HDFC Bank customers to buy Instant Gift Vouchers of 160+ Brands across categories like Fashion, Accessories, Restaurants, Electronics, Travel, Online, Beauty, Groceries, and more.

The term Instant means that you will get your Voucher within minutes on your Mobile Number / E-Mail Id. No Physical Voucher is required or is couriered. is a 1-STOP DESTINATION for all your shopping needs.

Features of HDFC Bank SmartBuy Instant Vouchers:

• Exclusive Discounts
• Exclusive Offers
• 10X Reward Points on Select Credit Cards
• 5% Cashback on Credit, Debit, and PayZapp Cards

Xtra Savings Days Sale T&C:

1. Get 10% Instant Discount on Min transaction value of Rs.1000
2. Max discount up to Rs.500.
3. Use Code SBSAVE to avail.
4. Promo code applicable once per user.


Buy Instant Gift Vouchers of 160+ Partner Brands and get Exclusive Offers and Discounts. Not only this, but each customer would also get 10X Reward Points on selected Credit Cards and Up To 5% Cashback on selected HDFC Bank Debit, Credit, and other Cards.

  • • Get 10 times Reward Points on selected HDFC Bank Infinia or Diners Card or Regalia Credit Card or Up To 5% selected HDFC Bank Debit, Credit, and other Cards
  • The maximum Reward points that could be earned on Infinia Credit Card are $ 15000 per calendar month on your credit card.
    or Maximum Reward points that could be earned on Diners Black Credit card is 7500 per calendar month on your credit card.
    or Maximum Cashback that could be earned on other Diners variant or Regalia variant Credit card is Rs.2000 per calendar month on your Credit Card.
    or Maximum Cashback that could be earned on using other HDFC Bank Credit Cards or Debit Cards is of Rs.1000/- per calendar month.
  • Reward points or Cashback will be posted within 90 working days from the last date of the transaction month.
  • Eligible Cashback will be posted only in the customer’s PayZapp Wallet. The mobile number registered on the respective card used (Credit / Debit Card) would be considered to verify the PayZapp account number.
  • The eligible Reward Point/Cashback for credit card/ prepaid card will be posted on the respective card. The eligible Cashback for Debit Card transactions will be posted as Cashback points. Visit Net banking to redeem these to the linked Debit Card account.
  • Corporate Credit Cards, Commercial Credit Cards, Dealer Credit Cards, Distributor Credit Cards, Value Plus Credit Cards, Virtual cards, Jet Privilege Debit card, and Times Points Debit card are excluded from the promotion
  • In Prepaid card – only Millennia Prepaid and PayZapp prepaid virtual card are eligible under this program
  • Diners Club Card customers cannot club the 10X benefit with any of the existing programs with the Diners.
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  • Deals
  • Coupons
  • Sales
  • Expired

For all your Gift Voucher related
issues, queries, complaints
Call us @ 18001033313 / 7840089420
or contact us @
(Open 10 am to 11 pm, 365 days a year)

No Cost EMI Terms & Conditions:

  • The No-Cost EMI is only available to select brands and denominations.
  • The Bank will continue to charge the interest on the No Cost EMI plans as per the existing rates.
  • However, the interest to be charged by the Bank will be passed on to you as an upfront discount.
  • A Convenience or Processing fee of INR 99 + GST will be charged for all card EMI transactions by HDFC Bank.
  • The Voucher purchased using the No Cost EMI payment method will not be blocked/canceled.

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